Supplemental Insurance Coverage to Fill Medicare Gaps

Original Medicare does not cover everything. Many common health expenses—like dental work, eye exams, hearing aids, or some hospital costs—are not covered in Parts A and B. That’s where supplemental insurance comes in.


At our Sandy-based agency, we offer a range of ancillary insurance plans to help you stay protected from costs that Medicare leaves behind. Whether you want to avoid high hospital copays, get help with out-of-pocket cancer treatment costs, or simply cover routine dental bills, we’ll explain your options clearly and help you choose the coverage that makes the most sense for you.


Our team serves those throughout Clackamas, Multnomah, Washington, Yamhill, and Clark Counties. We specialize in one-on-one guidance, which means you won’t be left figuring this out alone.

Supplemental Coverage Questions We Hear Often

  • Why do I need more coverage if I already have Medicare?

    Medicare has gaps—dental, vision, hearing, and hospital expenses aren’t fully covered. Supplemental plans help fill those gaps so you’re not paying out of pocket.

  • Can I bundle these with my other plans?

    Often, yes. We help you coordinate your Medicare, Medicare Supplement, or Advantage plan with add-on options that make sense for your health needs.

  • How do I know what I actually need?

    That’s where we come in. We’ll meet with you one-on-one, review your health goals and budget, and guide you through the options without pressure.

  • Can I get these plans if I have a Medicare Advantage plan?

    Yes, most supplemental policies work alongside Medicare Advantage, depending on the benefit.

Source Attribution:
This information was obtained from www.medicare.gov.